Shop now, pay later with Klarna.

We’ve partnered with Klarna to give you a better shopping experience with additional payment options. Now you can buy whatever you want, whenever you want. Klarna is responsible for these new available payments.

It’s Smoooth and Simple

When you choose Klarna at checkout, you’ll get the option to shop now and pay later for your purchase. It is easy and safe to use.

3 Interest-Free Instalments

Split your purchase into 3 interest-free payments so you can spread the cost of your purchase over time. The first payment is taken when the order is processed and the remaining 2 are automatically taken every 30 days from a credit or debit card of your choice. With Klarna, you have the flexibility to shop without added interest.

How to Shop With Klarna

Add item(s) to your cart.

Select Klarna at checkout and spread your payments over time.

Manage your order and payments in the Klarna app.

Add item(s) to your cart.

Select Klarna at checkout and spread your payments over time.

Manage your order and payments in the Klarna app.

The best way to shop.

Review your latest purchases and pay any open balances by Logging into your Klarna account. You can also chat with Klarna Customer Service in the Klarna App.

Safe and Secure

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases.

Frequently Asked Questions

Don’t see your question answered here? Check out Klarna’s full FAQ Page. You can reach Klarna at their Website or by downloading the Klarna App. for a chat.

How does pay later in 3 interest-free instalments work?

Klarna’s Pay in 3 instalments is a credit product that lets you spread the cost of your purchases over 3 equal payments. Klarna will take the payments from your debit or credit card directly, so you don’t have to worry about missing a payment. Klarna will take the first payment when you make the purchase, the second 30 days later, and the final payment 60 days from your purchase date. You can see your past and future payments at any time using the Klarna App.

How do I pay in 3 interest-free instalments?

Select 3 interest-free instalments to split your purchase into three payments, charged every 30 days, beginning at the time your order is confirmed (usually the shipping date). You only need to add the credit or debit card info you’d like to use for the automatic payments. We’ll let you know when your payment is due – you can simply sit back, relax, and enjoy your purchase. View product terms.

Is there a fee to use 3 interest-free instalments?

There are no interest charges when you use 3 interest-free instalments, and no fees when you make payments according to your schedule. If you do not make a payment on time late fees may apply. For more information please review product terms.

Will Klarna perform a credit check for 3 interest-free instalments?

When you choose 3 interest-free instalments, Klarna may order a credit report from a 3rd party. Please review product terms for more information on this.

Am I eligible for Pay later in 3 interest-free instalments?

You need to be at least 18 years old and a resident in one of the regions/countries where these payments are available in order to use Klarna’s credit products, including Pay in 3 instalments. When you choose Klarna they will also check the information you provide and your financial situation.

Can I have multiple Pay in 3 instalments orders at the same time??

Yes, you can. If you see Klarna Pay in 3 instalments when you go to an online checkout then Pay in 3 instalments is available to you. Every time you use Pay in 3, Klarna will check to see whether you can use Pay in 3 again for each additional purchase.

What does Klarna consider when reviewing my application?

Klarna offers Pay In 3 instalments based on a number of factors, such as the purchase amount and previous order history. You can improve your chances of being offered Pay In 3 instalments by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address. All orders are assessed individually. Just because you have been accepted for Pay In 3 instalments before does not mean it will be offered for every order. In turn, if your application for Pay In 3 instalments is denied, it does not mean it will be denied for future orders.

What do I need to provide when I make a purchase?

If you want to purchase something using Klarna’s Pay In 3 instalments, you’ll need to share your phone number, email address, current billing address, and your credit or debit card details. If Klarna urgently needs to talk to you, they’ll use the phone number you’ve shared. For any other information Klarna needs to share with you, they’ll contact you to your email address.

Why have I not been offered Pay later in 3 interest-free instalments?

Although Pay later in 3 interest-free instalments is widely promoted it is not always universally available. The Pay later in 3 interest-free instalments payment option is automatically generated by algorithms that are dependent upon a number of factors, including address details, cardholder details, amount of order, the online store, previous order history and item availability.

Can I pay before the due date?

Yes. Just go to the Klarna App or Log onto Klarna Website.

What happens if I cancel or return my order?

As soon as has confirmed with Klarna that your cancelation/return has been accepted, Klarna will cancel any future scheduled payments as well as refund any amounts due. You will see the return in the Klarna App immediately.

What happens if I don’t pay for my order?

If you don’t make your payments you will be in arrears as Pay in 3 is a credit product. Klarna may then share information about your missed payments with credit reference agencies. This means you may find it dificult or more expensive to use Klarna or other lenders’ credit products in the future.

Is my payment information safe?

Payment information is processed securely by Klarna. No card details are transferred to or held by All transactions take place through connections secured with the latest industry standard security protocols.

How do I know Klarna has received my payment?

Klarna will notify you by email and push notication when a payment is due and when you have made or missed a payment. You can always check the status of your order and payments in the Klarna App or by Logging In at their website.

Trouble placing an order with Klarna?

Klarna may have rejected your application to pay on account. We’d recommend choosing another type of payment or placing an order for a smaller amount. You may have outstanding payments on previous Klarna invoices. You may have missed a required field at the checkout. Please note that Klarna is an independent payment company and has no influence over whether your payment with Klarna is accepted or not. If you have any trouble with your order, please contact Klarna Customer Service.

About Klarna

Klarna was founded in Stockholm, Sweden and is one of Europe’s fastest growing companies and a leading alternative payment provider. Klarna’s vision is to make all payments ‘smoooth’, adding value for shoppers and retailers with unique payment options and superior customer experience.

Klarna has 3500 employees across 17 countries, and is leading the way for alternative payments by serving 90 million consumers and 250000+ merchants smoooth payment solutions.


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