Klarna’s Pay in 3 instalments is a credit product that lets you spread the cost of your purchases over 3 equal payments. Klarna will take the payments from your debit or credit card directly, so you don’t have to worry about missing a payment. Klarna will take the first payment when you make the purchase, the second 30 days later, and the final payment 60 days from your purchase date. You can see your past and future payments at any time using the Klarna App.

Select 3 interest-free instalments to split your purchase into three payments, charged every 30 days, beginning at the time your order is confirmed (usually the shipping date). You only need to add the credit or debit card info you’d like to use for the automatic payments. We’ll let you know when your payment is due – you can simply sit back, relax, and enjoy your purchase. View product terms.

There are no interest charges when you use 3 interest-free instalments, and no fees when you make payments according to your schedule. If you do not make a payment on time late fees may apply. For more information please review product terms.

When you choose 3 interest-free instalments, Klarna may order a credit report from a 3rd party. Please review product terms for more information on this.

You need to be at least 18 years old and a resident in one of the regions/countries where these payments are available in order to use Klarna’s credit products, including Pay in 3 instalments. When you choose Klarna they will also check the information you provide and your financial situation.

Yes, you can. If you see Klarna Pay in 3 instalments when you go to an online checkout then Pay in 3 instalments is available to you. Every time you use Pay in 3, Klarna will check to see whether you can use Pay in 3 again for each additional purchase.

Klarna offers Pay In 3 instalments based on a number of factors, such as the purchase amount and previous order history. You can improve your chances of being offered Pay In 3 instalments by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address. All orders are assessed individually. Just because you have been accepted for Pay In 3 instalments before does not mean it will be offered for every order. In turn, if your application for Pay In 3 instalments is denied, it does not mean it will be denied for future orders.

If you want to purchase something using Klarna’s Pay In 3 instalments, you’ll need to share your phone number, email address, current billing address, and your credit or debit card details. If Klarna urgently needs to talk to you, they’ll use the phone number you’ve shared. For any other information Klarna needs to share with you, they’ll contact you to your email address.

Although Pay later in 3 interest-free instalments is widely promoted it is not always universally available. The Pay later in 3 interest-free instalments payment option is automatically generated by algorithms that are dependent upon a number of factors, including address details, cardholder details, amount of order, the online store, previous order history and item availability.

Yes. Just go to the Klarna App or Log onto Klarna Website.

As soon as Funderwear.pt has confirmed with Klarna that your cancelation/return has been accepted, Klarna will cancel any future scheduled payments as well as refund any amounts due. You will see the return in the Klarna App immediately.

If you don’t make your payments you will be in arrears as Pay in 3 is a credit product. Klarna may then share information about your missed payments with credit reference agencies. This means you may find it dificult or more expensive to use Klarna or other lenders’ credit products in the future.

Payment information is processed securely by Klarna. No card details are transferred to or held by Funderwear.pt. All transactions take place through connections secured with the latest industry standard security protocols.

Klarna will notify you by email and push notication when a payment is due and when you have made or missed a payment. You can always check the status of your order and payments in the Klarna App or by Logging In at their website.

Klarna may have rejected your application to pay on account. We’d recommend choosing another type of payment or placing an order for a smaller amount. You may have outstanding payments on previous Klarna invoices. You may have missed a required field at the checkout. Please note that Klarna is an independent payment company and Funderwear.pt has no influence over whether your payment with Klarna is accepted or not. If you have any trouble with your order, please contact Klarna Customer Service.